The Bailout Ballet

Ok, I don't completely understand this whole Wall St. mess, mostly because I didn't buy a house I couldn't afford from a bank that shouldn't have lent the money, but I did read Dodd's plan and think it goes something like this: along with proposed regulations, the government will borrow $700 billion from God knows who, and then they will give it to the Treasury to buy assets, Goldman Sachs, Lehmans, AIG, FANNIE and FREDDIE MAC, etc. Then, the Treasury will give back to the government 65% of 20% of the profits. However, Americans, me, will not own any of the companies for which we are paying. Nope! Not even a profit sharing clause in there that allows some of us to reap some benefits, if any?